Sunday, June 14, 2009

Tips Choosing a Life Insurance and Health

Life Insurance and Health Insurance is required mainly for wiraswastawan and informal workers who do not have health insurance from a company or government agency.
I like a entrepreneur if the illness or disability due to accidents will be a lot of financial losses / must bear the financial cost for treatment and can not find work breadwinners. Like others, if someone working in a company or so civil servants, they usually get health insurance that will bear the cost if the pain and still be paid a monthly salary.

Prior to determine what insurance products, from insurance companies which I highly recommend to compare different products, some type of product insurance company. Do not hurry to purchase insurance products without understanding the details, with accurately-the rights and obligations if we participate in an insurance product.

Some tips from me to select insurance products :

  1. Determine what the benefits of protection that we need
  2. Find information products based on the needs of our insurance by collecting brochures from different companies or search for information on the website of insurance companies
  3. Ask an agent in more detail about the products are thoroughly detail the calculation of the allocation of the funds that we pay for what
  4. Do not be too confident with what the insurance agent, because they are not necessarily familiar with the correct products that they offer.
  5. Ask to be printing illustrated the benefits of insurance products, premiums must be paid and the allocation of the premium paid to any
  6. Learn the content of the illustrations in the house with a relaxed and carefully, do not rush to take the conclusion, ask to know more if there is not yet clear
  7. Compare products from various insurance companies, which are most useful with the most affordable premiums, but also find out info bonafid company whether or not
  8. Do not just BASED on the best credit insurance from a magazine, but you really need to know how the cost of insurance is
  9. Specify your choice of insurance products after all you really understand
  10. After setting and decided to buy an insurance product we will accept the insurance policy that contains a binding contract between the customer and the insurance companies, Learn more policy content, the customer usually within 14 days are given the opportunity to cancel the policy.

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